Compare now

Disclaimer

Last updated: 14 July 2026

The information published on tecnicossrl.com ("Website") by TECNICOS S.R.L, trading as Tecnicos Australia, is provided for general informational and educational purposes only. Please read this Disclaimer carefully before relying on any content on the Website.

1. General information only — not financial advice

Tecnicos Australia is an independent comparison and publishing website. We are not a financial adviser, financial planner, broker, credit provider or deposit-taking institution. We do not hold an Australian Financial Services Licence (AFSL) and are not authorised or regulated by the Australian Securities and Investments Commission (ASIC) as a provider of personal financial advice.

Nothing on this Website constitutes personal financial, investment, tax, legal or accounting advice. Content — including comparison tables, product reviews, editorial scores, blog articles, guides, FAQs and newsletters — is general in nature and does not take into account your individual objectives, financial situation, needs or risk tolerance.

Before making any financial decision — such as applying for a credit card, opening a bank account, taking out a personal loan or choosing a savings product — you should consider whether the product is appropriate for your circumstances. Where necessary, seek independent advice from a qualified professional who is licensed to provide personal financial advice in Australia.

2. No recommendation or endorsement

References to specific financial products, providers, rates or offers on the Website are for comparative and illustrative purposes. A product appearing in our tables, rankings or "top picks" sections does not constitute a recommendation that you should apply for that product. Similarly, the absence of a product does not imply that it is unsuitable.

Product scores and editorial rankings reflect our internal methodology based on publicly available data and qualitative assessment at the time of review. They are subjective opinions of our editorial team, not objective guarantees of product quality or suitability for any particular user.

3. Product accuracy and availability

We make reasonable efforts to ensure that interest rates, comparison rates, fees, promotional bonuses and product features displayed on the Website are accurate and current. Our editorial team reviews data on a daily basis. However, financial institutions may change their offers without notice, and information may become outdated between updates.

All rates, fees and conditions are subject to:

  • Confirmation by the relevant provider at the time of application.
  • Your eligibility, credit assessment and individual circumstances.
  • Provider terms and conditions, which may differ from summaries on our Website.
  • Regulatory requirements and product rules applicable in Australia.

Always verify current product details directly with the provider before applying. Tecnicos Australia accepts no responsibility for losses arising from reliance on outdated, incomplete or inaccurate information.

4. Representative examples

Where we display representative examples — such as loan repayment calculations or comparison rate illustrations — these are hypothetical scenarios designed to help you understand how a product might work. They are not offers of credit and do not guarantee that you will receive the stated rate or terms.

Representative example for personal loans: $10,000 borrowed over 5 years at a 6.9% p.a. comparison rate, with 60 monthly repayments of $197, total amount repayable $11,820. Actual rates and repayments depend on the lender, loan amount, term and your credit profile. Australian residents aged 18 and over only. Subject to lender approval.

5. Affiliate disclosure

Tecnicos Australia is free for readers. We may receive commission, referral fees or other compensation from financial institutions when you click an outbound link on our Website and complete a qualifying action — for example, submitting a loan application or opening an account with a partner provider.

Commission arrangements:

  • Do not increase the cost of any product to you.
  • Do not influence our editorial rankings, scores or written recommendations.
  • Are disclosed wherever practicable on pages containing affiliate links.

Our commercial relationships are described further on our How It Works page and in our Terms and Conditions. We maintain editorial independence and do not sell placement in our comparison rankings.

6. Third-party websites and providers

The Website contains links to third-party websites operated by banks, lenders, credit unions and other financial institutions. These links are provided for your convenience. We do not control, endorse or assume responsibility for the content, privacy practices, security or availability of third-party sites.

When you leave tecnicossrl.com and visit a provider's website, any application, contract or dispute is solely between you and that provider. We are not a party to your agreement with any financial institution and bear no responsibility for the provider's actions, decisions or product performance.

7. Investment and market risk

Where our content discusses savings rates, market conditions or economic trends, such information is general commentary only. Past performance or historical rates are not reliable indicators of future results. Savings rates are typically variable unless stated otherwise and may change at the provider's discretion. Investing or borrowing always involves risk, including the risk of loss.

8. Limitation of liability

To the maximum extent permitted by applicable law, TECNICOS S.R.L, its directors, employees, contractors and affiliates disclaim all liability for any loss or damage — whether direct, indirect, incidental, consequential or otherwise — arising from:

  • Your use of, or reliance on, any content on the Website.
  • Errors, omissions or delays in updating product information.
  • Decisions made or actions taken based on Website content.
  • Interactions with third-party providers accessed via our links.
  • Technical failures, interruptions or unauthorised access to the Website.

Nothing in this Disclaimer excludes or limits liability that cannot be excluded under the Australian Consumer Law or other mandatory applicable law.

9. Website operation

The Website is operated by TECNICOS S.R.L from Italy and is directed primarily at Australian residents researching Australian financial products. Content is published in English. We do not warrant that the Website will be uninterrupted, error-free or free from viruses or other harmful components.

10. Changes to this disclaimer

We may update this Disclaimer from time to time. The "Last updated" date at the top of this page indicates when it was most recently revised. Continued use of the Website after changes constitutes acceptance of the updated Disclaimer.

11. Contact

If you have questions about this Disclaimer, please contact us:

This site uses cookies to ensure proper functionality and improve your experience. By continuing to use the site, you agree to our Privacy Policy.